During the 12 deferred month period you may pay the full balance of the purchase with no Financing Charges, No interest and NO payments are due. If you do not pay in full in this option period, finance Charges, average daily balance times a periodic rate of 0.03945% [14.4% APR] will be computed and assessed from the beginning of the standard finance charge start date.

18 Month same as cash program REQUIRES Minimum monthly payments.  A minimum of 3% of the monthly balance is due on the statement date determined on your contract.  You may pay the full balance of the purchase with no Financing Charges and No interest. If you do not pay in full in this option period, Finance Charges, average daily balance times a periodic rate of 0.03945% [14.4% APR] will be computed and assessed from the beginning of the standard finance charge start date.

The Minimum payment is based on a typical $3000.00 irrigation system. The $89.00 per month is 3% of the balance during the 18 month period on the same as cash program. The Total and Complete balance is due on the 18th month of the contract to avoid interest being accrued from the beginning of the financing period. Your minimum monthly payment could be higher or lower depending on the quotation of material and labor on your personal system.